Why You Need an Emergency Fund

Why You Need an Emergency Fund

The purpose of an emergency fund is to provide cushion and protection when life happens. Having one will allow you to focus on the situation rather than stress about money. Giving you time to recover and heal as you get back to normal. An emergency fund is like insurance that protects you from the unexpected. Allowing you to be reimbursed instantly for a claim and providing you with many benefits and

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How to Achieve Your Savings Goals

How to Achieve Your Savings Goals

Saving is setting money aside for one of the three types of savings: emergency, goal, and irregular expense. No matter the type of savings, how to save is the same. You must define the goal, secure the funding, and accumulate the savings. Define the Goal Like everything in life, saving has to have a purpose. You decide this purpose. By answering the questions of what, when, how, and where you

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What is Saving?

What is Saving?

Saving is to not use something now, intending to use it in the future. In money terms, saving is income not spent or deferred consumption. It’s calculated by taking income minus expenses. So, if monthly income was $2,000 and expenses were $1,800, the savings would be $200. When I think of saving, I think of setting money aside for one of the three types of savings: emergency, goal, and irregular

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