Why You Need an Emergency Fund

Why You Need an Emergency Fund

The purpose of an emergency fund is to provide cushion and protection when life happens. Having one will allow you to focus on the situation rather than stress about money. Giving you time to recover and heal as you get back to normal. An emergency fund is like insurance that protects you from the unexpected. Allowing you to be reimbursed instantly for a claim and providing you with many benefits and

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Debt Payoff: Avalanche vs Snowball

Debt Payoff: Avalanche vs Snowball

There are two main methods of debt payoff: Avalanche and Snowball. When you think of an avalanche or a snowball, snow comes to mind, but what does snow have to do with debt? In the south, snow causes panic as people deplete stores of bread and water, cities shutdown, and no one can drive. Debt can have a similar affect on people, causing them to panic. Once you enter debt

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Debt Payoff

Debt Payoff

Before we discuss debt payoff, let’s take a moment of silence to reflect on our debt. Take a deep breath and let it sink in. Think about how all this debt added up. It could have been credit cards, student loans, or even a car loan for that car you always wanted. Now after reflecting, you can move past why and how the debt accumulated, and focus on paying off

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