Another New Year Another Resolution

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It’s finally a new year. With every new year comes another resolution. What exactly is a resolution? A resolution is a firm decision to do or not to do something. A New Year’s resolution is a promise to do something different in the new year. It’s amazing,  once January 1st arrives we can finally make a promise and change.

Every new year starts full of ambition and promise. We feel refreshed, brand new and ready to achieve anything. This is awesome, but as days go by that ambition dwindles and we break the promise we made. Just like any other broken promise we can be disappointed, our feelings can be hurt, and our hearts can be broken.

To cope with the pain, we tell ourselves we will achieve the resolution next year. There’s this feeling that next year will be different. Yet, this cycle of hope and failure repeats and we remain the same.  This is why I stopped making New Year’s Resolutions. If we really want to change, why do we wait until a new year? There’s no better time than the present, right?

What I’ve noticed is we prefer to delay change, especially in our finances. We know we should have a budget and we will put it off. We know we should save and we don’t.

Saying we want to change something is easy. We can all think of something we want to be better at: budgeting, managing debt, credit, etc,. This thought takes little to no effort. But making that change is actually hard. We’ve put little thought on how to achieve them or come up with a plan. Then, even if we did, we don’t look into why we aren’t already doing it.

We want to budget our money, but why don’t we already. We want to pay off debt, but why did we get into debt in the first place. The reason we can’t successfully change comes down to one word: habits. In order to change, we have to know our habits and why we do what we do.



Discover your habits

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  1. Great post! Building wealth in 2021. Started a book, “I Will Teach You To Be Rich” by Rami Sethi. Fun and informative read so far #Rich4Ever

    1. Thank you Kevin! That book is on my list to read this year. #BeWIZEwithMONEY

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